$5.5 billion Visa/Mastercard settlement

Visa and Mastercard distributing $5.54 billion settlement with businesses over excessive credit card processing fees. If your business accepted Visa or Mastercard payments in the U.S. between 2004 and 2019, you might be eligible for compensation.

About the case

Visa and Mastercard are settling a $5.5 billion class-action lawsuit over inflated fees they charged businesses for processing credit card transactions. Merchants who paid higher fees for over 15 years can now claim compensation for these overcharges.

Who is eligible?

Any business that accepted Visa or Mastercard credit or debit cards between January 1, 2004, and January 25, 2019, is eligible to file a claim.

This includes a wide range of industries, including restaurants, retail stores, medical offices, gas stations and hotel groups. Even businesses that have since closed or gone bankrupt can submit a claim, provided they accepted these cards during the specified period.

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Deadline

February 4, 2025

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Settelment amount

$5.5 billion

This includes a wide range of industries, including restaurants, retail stores, medical offices, gas stations and hotel groups. Even businesses that have since closed or gone bankrupt can submit a claim, provided they accepted these cards during the specified period.

Faq

Who is eligible?
Any business that accepted Visa or Mastercard credit or debit cards between January 1, 2004, and January 25, 2019, can file a claim. This includes restaurants, retail stores, medical offices, gas stations, hotels, and more—even if the business has closed or gone bankrupt.
How much can you recover?
The amount a business can recover depends on its processing volume. On average, businesses could get back $3,000 to $5,000 for every $1 million in credit card charges processed from 2004 to 2019.
Why act now?
The sooner businesses file their claims, the faster they can benefit from the $5.5B settlement. Since the amount received depends on the total claims, early filers have a better chance of securing a larger share.
What is 11thEstate?
11thEstate makes the process seamless by preparing your claim and optimizing your payout. We’ll submit it to the settlement, handle any issues, and deliver your payout directly to you.

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